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49 Unique Guild Members
14 Level 100 characters
461 Website/Forum Members
0 Posts in 24 hours
0 Posts in 7 days
84316 Total Posts
Nelthilta is the last poster

Get a real savings account
Get a real savings account
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Jesus...5% interest on a savings account.

http://www.emigrantdirect.com/

That's pretty pwnage right there.

I totally signed up and it's goign to be my "Taxes and Excess" account to help me pay my taxes like a good little slave.

Fucking Taxes.

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


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Fucking Taxes.


shut up slave

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Beasty


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Beasty
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Fucking Taxes.


shut up slave

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Beasty


The only difference between death and taxes is that death doesn't get worse every time Congress meets." -- American humorist Will Rogers

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


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whats the catch?

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whats the catch?

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As far as I can tell, the only catch is that it's online only. So you can't just withdraw whenever you want, you have to do all deposits via ACH.

There are actually quite a few 5%-ish savings accounts out there. Do a google search for "online savings account" and you'll see a fair number of accounts all in the 5% area.

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


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so are they liable?

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so are they liable?


They are a bank, and the funds are FDIC insured.

A few articles about them: http://www.emigrantdirect.com/news.php

It's definitely worth considering.

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


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You want to use a savings plan? Get a mutual fund, you'll make more money in that than you will in your savings account if you have enough money.

Checking accounts for 0% interest own my socks, thx for being under 21.

Oh ya, you'll need to be above a certain age for this savings account, I'm not positive and haven't checked, but you usually have to be over 21 to get the better rates, unless you have a parent sign it for you.

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Sen. Stevens discussing the internet
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They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


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I've just got this as a temporary holder, so to speak. I just recently got a financial planner, so I'll be dumping my money in other, better places, but for the time being, I'd rather have it in 5% than 0%. Also, since this is storage for short term, I'd rather be guaranteed that my money not go away before I invest where I want to invest, and mutual funds can lose money in the short term.

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


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Quote
Jesus...5% interest on a savings account.

http://www.emigrantdirect.com/

That's pretty pwnage right there.

I totally signed up and it's goign to be my "Taxes and Excess" account to help me pay my taxes like a good little slave.

Fucking Taxes.

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


you know what i think of this?

those goddamn jews! always trying to get my money.

i didnt even open the link, i just saw saving account and that it had to do with money and automatically assumed the jews had something do with it.

stereotypes ftw.

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Disdaining fortune with his brandished steel, which smoked with bloody execution..


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you are a true member of the order of the lobster.

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It's legit.

I have had an emigrantdirect.com account for over a year now. I opened it at 3.75%, and every time the Fed raised rates, they likewise raised their return rate. It links, as Chops said, with your primary bank account through ACH. Deposits and withdrawals are just a matter of 24-48 hours for the funds to clear to/from.

And yes, the 5% is pretty nice. On about 6 grand, I make $25 per month in interest. Now if I just had 600 grande in there, I could live off my $2500 per month in interest alone. Freaking rich people.

And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.
Quote

And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.


I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.

I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.

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Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


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Quote
Quote

And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.


I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.

I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.

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Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


You could purchase a waterproof laptop so it won't matter if you dump water all over it again!

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Beasty


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Beasty
Quote
Quote
Quote

And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.


I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.

I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.

----




Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


You could purchase a waterproof laptop so it won't matter if you dump water all over it again!

----
Beasty


shit I just spilt water on my place

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Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


--
Quote
Quote
Quote
Quote

And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.


I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.

I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.

----




Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


You could purchase a waterproof laptop so it won't matter if you dump water all over it again!

----
Beasty


shit I just spilt water on my place

----




Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.

wrong you are dumb
Quote
Quote
Quote
Quote
Quote

And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.


I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.

I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.

----




Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


You could purchase a waterproof laptop so it won't matter if you dump water all over it again!

----
Beasty


shit I just spilt water on my place

----




Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.

wrong you are dumb


Young man, you're dead.

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Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.


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Up to 5.15%

DO EET NOW!

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


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Quote
Up to 5.15%

DO EET NOW!

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If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.


Yeah, just raised it again on the 28th. It's a great way to let some money grow at a superb rate for being risk-free and completely liquid. I'd recommend them to anyone with a checking account.


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