49 Unique Guild Members 14 Level 100 characters 401 Website/Forum Members 0 Posts in 24 hours 0 Posts in 7 days 84313 Total Posts Nelthilta is the last poster
49 Unique Guild Members 14 Level 100 characters 401 Website/Forum Members 0 Posts in 24 hours 0 Posts in 7 days 84313 Total Posts Nelthilta is the last poster
As far as I can tell, the only catch is that it's online only. So you can't just withdraw whenever you want, you have to do all deposits via ACH.
There are actually quite a few 5%-ish savings accounts out there. Do a google search for "online savings account" and you'll see a fair number of accounts all in the 5% area.
---- If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.
You want to use a savings plan? Get a mutual fund, you'll make more money in that than you will in your savings account if you have enough money.
Checking accounts for 0% interest own my socks, thx for being under 21.
Oh ya, you'll need to be above a certain age for this savings account, I'm not positive and haven't checked, but you usually have to be over 21 to get the better rates, unless you have a parent sign it for you.
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Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
I've just got this as a temporary holder, so to speak. I just recently got a financial planner, so I'll be dumping my money in other, better places, but for the time being, I'd rather have it in 5% than 0%. Also, since this is storage for short term, I'd rather be guaranteed that my money not go away before I invest where I want to invest, and mutual funds can lose money in the short term.
---- If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.
I have had an emigrantdirect.com account for over a year now. I opened it at 3.75%, and every time the Fed raised rates, they likewise raised their return rate. It links, as Chops said, with your primary bank account through ACH. Deposits and withdrawals are just a matter of 24-48 hours for the funds to clear to/from.
And yes, the 5% is pretty nice. On about 6 grand, I make $25 per month in interest. Now if I just had 600 grande in there, I could live off my $2500 per month in interest alone. Freaking rich people.
And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.
And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.
I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.
I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.
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Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.
I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.
I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
You could purchase a waterproof laptop so it won't matter if you dump water all over it again!
And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.
I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.
I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
You could purchase a waterproof laptop so it won't matter if you dump water all over it again!
---- Beasty
shit I just spilt water on my place
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.
I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.
I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
You could purchase a waterproof laptop so it won't matter if you dump water all over it again!
---- Beasty
shit I just spilt water on my place
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
And no Camera, there is no catch. No age requirement. No minimum opening deposit. Don't be such a pessimist.
I wasn't being pessimistic, I was just at the bank opening a new checking account and was looking at the savings account I do have (which is at around 3.75%) which I've had for awhile. I couldn't get a decent interest rate with a checking account until I'm 21, but then a whole bunch of different options open to me.
I use mutual funds along with a savings account to make my money grow, probably because I have a shit ton of time to wait for a mutual fund to grow with no other use for the money.
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
You could purchase a waterproof laptop so it won't matter if you dump water all over it again!
---- Beasty
shit I just spilt water on my place
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
wrong you are dumb
Young man, you're dead.
----
Sen. Stevens discussing the internet
Quote
They want to deliver vast amounts of information over the internet. And again, the internet is not something you just dump something on. It's not a truck.
---- If the Da Vinci Code, a murder-mystery novel, threatens your beliefs, then your beliefs are weak and should be threatened.
Yeah, just raised it again on the 28th. It's a great way to let some money grow at a superb rate for being risk-free and completely liquid. I'd recommend them to anyone with a checking account.
